/* =========================================================
   SOLUTIS — Maquette modernisée — Mobile first
   ========================================================= */

:root{
  --navy:        #0a2342;   /* bleu marine dominant */
  --navy-700:    #102f57;
  --navy-soft:   #16365f;
  --coral:       #ff5a4d;   /* accent corail (rouge séparateur) */
  --coral-700:   #e8463a;
  --green:       #18b487;   /* vert confiance / menthe */
  --green-100:   #e4f7f0;
  --cream:       #f6f4ee;   /* fond clair crème */
  --paper:       #ffffff;
  --ink:         #11233b;
  --muted:       #5b6b80;
  --line:        #e4e1d8;
  --gold:        #f5b53d;

 --gb:           #e4e1d8;     /* grey border (identique à --line) */
  --gm:          #5b6b80;     /* grey muted (identique à --muted) */
  --gf:          #ff5a4d;     /* grey focus / primary (identique à --coral) */
  --gl:          #eef1f7;     /* grey light */
  --wd:          #11233b;     /* wording (identique à --ink) */
  --gc:          #18b487;     /* grey cool (identique à --green) */
  --tr:          all 0.2s ease; /* transition */

  --radius:      18px;
  --radius-sm:   12px;
  --radius-lg:   26px;
  --shadow:      0 10px 30px -12px rgba(10,35,66,.22);
  --shadow-lg:   0 24px 60px -20px rgba(10,35,66,.35);

  --ff-display: "Bricolage Grotesque", system-ui, sans-serif;
  --ff-body:    "Hanken Grotesk", system-ui, sans-serif;

  --wrap: 1180px;
  --header-h: 64px;
}

/* ---------- reset ---------- */
*,*::before,*::after{ box-sizing:border-box; margin:0; padding:0; }
html{ scroll-behavior:smooth; -webkit-text-size-adjust:100%; }
body{
  font-family:var(--ff-body);
  color:var(--ink);
  background:var(--cream);
  line-height:1.6;
  font-size:16px;
  overflow-x:hidden;
}
img,svg{ display:block; max-width:100%; }
a{ color:inherit; text-decoration:none; }
ul{ list-style:none; }
button{ font:inherit; cursor:pointer; border:none; background:none; color:inherit; }
h1,h2,h3,h4{ font-family:var(--ff-display); line-height:1.08; letter-spacing:-.02em; font-weight:800; }
::selection{ background:var(--coral); color:#fff; }

.wrap{ width:100%; max-width:var(--wrap); margin-inline:auto; padding-inline:18px; }
.wrap--narrow{ max-width:780px; }

/* SVG icons inherit thin stroke look */
svg[viewBox]{ fill:none; stroke:currentColor; stroke-width:1.7; stroke-linecap:round; stroke-linejoin:round; }

/* =========================================================
   BUTTONS
   ========================================================= */
.btn{
  --bg:var(--coral); --fg:#fff;
  display:inline-flex; align-items:center; justify-content:center; gap:.55em;
  background:var(--bg); color:var(--fg);
  padding:.78em 1.3em; border-radius:999px;
  font-weight:700; font-size:.95rem; letter-spacing:-.01em;
  transition:transform .18s ease, box-shadow .18s ease, background .18s ease;
  white-space:nowrap;
}
.btn:active{ transform:translateY(1px) scale(.99); }
.btn--primary{ background:var(--coral); box-shadow:0 8px 20px -8px rgba(255,90,77,.7); }
.btn--primary:hover{ background:var(--coral-700); box-shadow:0 12px 26px -8px rgba(255,90,77,.8); }
.btn--outline{ background:transparent; color:var(--navy); box-shadow:inset 0 0 0 2px rgba(10,35,66,.2); }
.btn--outline:hover{ box-shadow:inset 0 0 0 2px var(--navy); }
.btn--outline-light{ background:transparent; color:#fff; box-shadow:inset 0 0 0 2px rgba(255,255,255,.4); }
.btn--outline-light:hover{ box-shadow:inset 0 0 0 2px #fff; }
.btn--ghost{ background:transparent; color:#fff; padding:.5em .8em; }
.btn--lg{ padding:.95em 1.6em; font-size:1rem; }
.btn--block{ width:100%; }
.btn__ico{ width:20px; height:20px; flex:none; }
.btn--account svg{ width:18px; height:18px; }

/* =========================================================
   TOPBAR
   ========================================================= */
.topbar{ background:var(--navy-700); color:#cdd8e8; font-size:.78rem; }
.topbar__inner{ display:flex; justify-content:center; align-items:center; gap:14px; min-height:34px; flex-wrap:wrap; padding-block:6px; }
.topbar__item{ display:inline-flex; align-items:center; gap:6px; }
.topbar__item svg{ width:14px; height:14px; color:var(--green); }
.topbar__rating .stars{ color:var(--gold); letter-spacing:1px; }
.topbar__rating strong{ color:#fff; }
.topbar__item:first-child{ display:none; }

/* =========================================================
   HEADER
   ========================================================= */
.header{
  position:sticky; top:0; z-index:60;
  background:var(--navy);
  color:#fff;
  transition:box-shadow .25s ease;
}
.header.is-stuck{ box-shadow:0 8px 30px -12px rgba(0,0,0,.5); }
.header__inner{ display:flex; align-items:center; justify-content:space-between; min-height:var(--header-h); }

.logo{ display:inline-flex; align-items:center; gap:9px; }
.logo__mark{
  width:24px; height:24px; border-radius:7px;
  background:conic-gradient(from 210deg, var(--coral), var(--gold), var(--green), var(--coral));
  box-shadow:0 0 0 3px rgba(255,255,255,.12);
}
.logo__text{ font-family:var(--ff-display); font-weight:800; font-size:1.32rem; letter-spacing:.04em; }
.logo__text span{ color:var(--coral); }

.nav{ display:flex; align-items:center; gap:18px; }
.nav__list{ display:flex; gap:4px; }
.nav__list a{
  display:block; padding:.5em .7em; border-radius:9px;
  font-size:.86rem; font-weight:600; color:#dfe7f2;
  transition:background .15s, color .15s;
}
.nav__list a:hover{ background:rgba(255,255,255,.08); color:#fff; }
.nav__cta{ display:flex; align-items:center; gap:8px; }

.burger{ display:none; width:42px; height:42px; flex-direction:column; gap:5px; align-items:center; justify-content:center; border-radius:10px; }
.burger span{ width:22px; height:2px; background:#fff; border-radius:2px; transition:transform .3s, opacity .25s; }
.burger.is-open span:nth-child(1){ transform:translateY(7px) rotate(45deg); }
.burger.is-open span:nth-child(2){ opacity:0; }
.burger.is-open span:nth-child(3){ transform:translateY(-7px) rotate(-45deg); }

.nav__overlay{ position:fixed; inset:0; background:rgba(5,18,35,.55); z-index:55; backdrop-filter:blur(2px); }

/* =========================================================
   MOSTINVESTMENTS — DROPDOWNS & SLIDER HERO (améliorés)
   ========================================================= */

/* ---------- Navigation : liens & déclencheurs ---------- */
.nav__item{ position:relative; }
.nav__link,
.nav__dropdown-trigger{
  display:flex; align-items:center; gap:6px;
  padding:.5em .8em; border-radius:9px;
  font-size:.86rem; font-weight:600; color:#dfe7f2;
  transition:background .15s, color .15s; white-space:nowrap;
}
.nav__link:hover,
.nav__dropdown-trigger:hover,
.nav__item--has-dropdown.is-open .nav__dropdown-trigger{
  background:rgba(255,255,255,.08); color:#fff;
}
.nav__dropdown-trigger .arrow{ font-size:.7rem; transition:transform .25s ease; display:inline-block; }
.nav__item--has-dropdown.is-open .nav__dropdown-trigger .arrow{ transform:rotate(180deg); }

/* ---------- Panneau déroulant ---------- */
.dropdown-menu{
  display:none;
  background:var(--navy-700);
  border-radius:14px; padding:10px;
  min-width:300px;                       /* largeur augmentée */
  box-shadow:var(--shadow-lg);
  border:1px solid rgba(255,255,255,.08);
}
.dropdown-menu ul{ list-style:none; margin:0; padding:0; }
.dropdown-menu a{
  display:flex; align-items:center; gap:10px;
  padding:11px 14px; border-radius:10px;
  font-size:.9rem; font-weight:600; color:#dfe7f2; position:relative;
  transition:background .15s, color .15s, padding-left .15s;
}
.dropdown-menu a::before{                /* liseré corail au survol */
  content:""; position:absolute; left:4px; top:50%;
  transform:translateY(-50%) scaleY(0);
  width:3px; height:58%; border-radius:3px; background:var(--coral);
  transition:transform .18s ease;
}
.dropdown-menu a:hover{ background:rgba(255,255,255,.07); color:#fff; padding-left:18px; }
.dropdown-menu a:hover::before{ transform:translateY(-50%) scaleY(1); }
.dropdown__ico{ width:22px; text-align:center; font-size:1rem; flex:none; }

/* Méga-menu multi-colonnes */
.dropdown-menu--mega{ min-width:540px; }
.dropdown__col{ flex:1; padding:4px; }
.dropdown__col + .dropdown__col{ border-left:1px solid rgba(255,255,255,.08); }
.dropdown__title{
  display:block; padding:6px 14px 8px;
  font-family:var(--ff-display); font-weight:700; font-size:.74rem;
  letter-spacing:.12em; text-transform:uppercase; color:var(--green);
}
.dropdown__cta{
  display:inline-block !important; margin:8px 0 2px 14px;
  color:var(--gold) !important; font-weight:700 !important; font-size:.86rem !important;
}
.dropdown__cta:hover{ text-decoration:underline; }

/* Version bureau (>= 901px) : ouverture animée, sans display:none pour fluidité */
@media (min-width:901px){
  .dropdown-menu{
    position:absolute; top:100%; left:0; z-index:70; margin-top:12px;
    display:block; opacity:0; visibility:hidden; transform:translateY(8px);
    pointer-events:none;
    transition:opacity .2s ease, transform .2s ease, visibility .2s;
  }
  .dropdown-menu--mega{ display:flex; }
  .dropdown-menu::before{ content:""; position:absolute; left:0; right:0; top:-12px; height:12px; } /* pont anti-flicker */
  .nav__item--has-dropdown:hover .dropdown-menu,
  .nav__item--has-dropdown.is-open .dropdown-menu{
    opacity:1; visibility:visible; transform:translateY(0); pointer-events:auto;
  }
  /* évite le débordement à droite pour les derniers items */
  .nav__item--has-dropdown:nth-last-child(-n+2) .dropdown-menu{ left:auto; right:0; }
}

/* Version mobile (<= 900px) */
@media (max-width:900px){
  .nav__link,
  .nav__dropdown-trigger{
    font-size:1.05rem; padding:.7em .6em;
    border-bottom:1px solid rgba(255,255,255,.07);
    border-radius:0; justify-content:space-between; width:100%;
  }
  .dropdown-menu,
  .dropdown-menu--mega{
    display:none; flex-direction:column; min-width:0; margin:0;
    background:rgba(0,0,0,.18); border:none; box-shadow:none; border-radius:0; padding:0;
  }
  .nav__item--has-dropdown.is-open .dropdown-menu,
  .nav__item--has-dropdown.is-open .dropdown-menu--mega{ display:flex; }
  .dropdown__col + .dropdown__col{ border-left:none; border-top:1px solid rgba(255,255,255,.07); }
  .dropdown-menu a{ padding-left:24px; }
  .dropdown__title{ padding-top:12px; }
}

/* ---------- Hero Slider (défilement horizontal fluide) ---------- */
.hero-slider{ position:relative; background:var(--navy); color:#fff; overflow:hidden; }
.slider__track{
  display:flex; width:100%;
  transition:transform .6s cubic-bezier(.4,0,.2,1);
  will-change:transform;
}
.slide{ flex:0 0 100%; width:100%; min-width:100%; padding:46px 0 56px; }

/* animation d'entrée du contenu (la 1re slide reste visible sans JS) */
.js .slide:not(:first-child) .hero__copy > *,
.js .slide:not(:first-child) .barometer{ opacity:0; transform:translateY(20px); }
.js .slide.is-current .hero__copy > *{ animation:heroRise .6s ease forwards; }
.js .slide.is-current .hero__copy > *:nth-child(2){ animation-delay:.08s; }
.js .slide.is-current .hero__copy > *:nth-child(3){ animation-delay:.15s; }
.js .slide.is-current .hero__copy > *:nth-child(4){ animation-delay:.22s; }
.js .slide.is-current .hero__copy > *:nth-child(5){ animation-delay:.29s; }
.js .slide.is-current .barometer{ animation:heroRise .6s ease .2s forwards; }
@keyframes heroRise{ to{ opacity:1; transform:none; } }

/* flèches */
.slider__btn{
  position:absolute; top:50%; transform:translateY(-50%);
  width:46px; height:46px; border-radius:50%;
  background:rgba(255,255,255,.1); color:#fff; font-size:1.6rem;
  display:grid; place-items:center; -webkit-backdrop-filter:blur(4px); backdrop-filter:blur(4px);
  border:1px solid rgba(255,255,255,.14);
  transition:background .2s, transform .2s, border-color .2s; z-index:25;
}
.slider__btn:hover{ background:var(--coral); border-color:var(--coral); }
.slider__btn--prev{ left:16px; }
.slider__btn--next{ right:16px; }

/* points */
.slider__dots{ position:absolute; bottom:22px; left:50%; transform:translateX(-50%); display:flex; gap:8px; z-index:25; }
.slider__dot{ width:10px; height:10px; border-radius:50%; background:rgba(255,255,255,.3); transition:background .25s, width .25s, transform .2s; }
.slider__dot.active{ background:var(--coral); width:26px; border-radius:6px; }

/* barre de progression de la lecture auto */
.slider__progress{ position:absolute; left:0; right:0; bottom:0; height:3px; background:rgba(255,255,255,.12); z-index:25; }
.slider__progress span{ display:block; height:100%; width:0; background:linear-gradient(90deg,var(--coral),var(--gold)); }

@media (min-width:900px){
  .slide{ padding:70px 0 90px; }
  .slider__btn--prev{ left:32px; }
  .slider__btn--next{ right:32px; }
}
@media (max-width:900px){
  .slider__btn{ top:auto; bottom:14px; transform:none; width:38px; height:38px; font-size:1.3rem; }
  .slider__btn--prev{ left:auto; right:64px; }
  .slider__btn--next{ right:14px; }
  .slider__dots{ left:18px; transform:none; bottom:28px; }
}

@media (prefers-reduced-motion:reduce){
  .slider__track{ transition:none; }
  .js .slide .hero__copy > *,
  .js .slide .barometer{ opacity:1 !important; transform:none !important; animation:none !important; }
}

/* =========================================================
   HERO
   ========================================================= */
.hero{ position:relative; background:var(--navy); color:#fff; overflow:hidden; padding:46px 0 56px; }
.hero__bg{
  position:absolute; inset:0; z-index:0; opacity:.9;
  background:
    radial-gradient(60% 60% at 88% 8%, rgba(255,90,77,.28), transparent 60%),
    radial-gradient(50% 55% at 6% 92%, rgba(24,180,135,.26), transparent 60%),
    linear-gradient(180deg, var(--navy), var(--navy-700));
}
.hero__bg::after{
  content:""; position:absolute; inset:0;
  background-image:linear-gradient(rgba(255,255,255,.05) 1px, transparent 1px),
                   linear-gradient(90deg, rgba(255,255,255,.05) 1px, transparent 1px);
  background-size:46px 46px; mask:radial-gradient(80% 70% at 50% 30%, #000, transparent 75%);
}
.hero__inner{ position:relative; z-index:1; display:grid; gap:34px; }

.eyebrow{
  display:inline-block; font-family:var(--ff-display); font-weight:700;
  font-size:.74rem; letter-spacing:.18em; text-transform:uppercase;
  color:var(--coral); margin-bottom:14px;
}
.eyebrow--light{ color:var(--green); }

.hero h1{ font-size:clamp(2.3rem, 9vw, 3.5rem); }
.hero h1 .hl{ color:var(--coral); position:relative; }
.hero h1 .hl::after{
  content:""; position:absolute; left:0; right:0; bottom:.07em; height:.16em;
  background:var(--coral); opacity:.35; border-radius:4px;
}
.hero__lead{ color:#c7d3e4; font-size:1.05rem; margin:18px 0 26px; max-width:46ch; }
.hero__actions{ display:flex; flex-wrap:wrap; gap:12px; }
.hero__trust{ display:flex; flex-wrap:wrap; gap:14px 22px; margin-top:26px; font-size:.88rem; color:#d6e0ef; }
.hero__trust li{ display:inline-flex; align-items:center; gap:7px; }
.hero__trust svg{ width:18px; height:18px; color:var(--green); }

/* Baromètre */
.barometer{
  background:var(--paper); color:var(--ink);
  border-radius:var(--radius-lg); padding:22px;
  box-shadow:var(--shadow-lg);
}
.barometer__head h2{ font-size:1.4rem; }
.barometer__head h2 span{ color:var(--coral); }
.barometer__head p{ color:var(--muted); font-size:.9rem; margin:6px 0 18px; }
.rate{
  display:grid; grid-template-columns:auto 1fr auto; align-items:center; gap:14px;
  padding:14px; border-radius:var(--radius-sm); background:var(--cream);
  margin-bottom:12px;
}
.rate__ico{ width:44px; height:44px; display:grid; place-items:center; border-radius:12px; background:#fff; color:var(--navy); box-shadow:var(--shadow); }
.rate__ico svg{ width:24px; height:24px; }
.rate__label{ font-weight:600; font-size:.95rem; line-height:1.2; }
.rate__value{ font-family:var(--ff-display); font-weight:800; font-size:1.5rem; color:var(--navy); }
.rate__value sup{ color:var(--coral); font-size:.7rem; }
.barometer__note{ font-size:.7rem; color:var(--muted); margin-top:6px; }

/* =========================================================
   QUICK CARDS
   ========================================================= */
.quick{ margin-top:-28px; position:relative; z-index:5; padding-bottom:18px; }
.quick__grid{ display:grid; grid-template-columns:1fr; gap:12px; }
.quick__card{
  display:flex; align-items:center; gap:14px;
  background:var(--paper); border-radius:var(--radius);
  padding:16px 16px; box-shadow:var(--shadow);
  border:1px solid var(--line);
  transition:transform .18s ease, box-shadow .18s ease, border-color .18s;
}
.quick__card:hover{ transform:translateY(-3px); box-shadow:var(--shadow-lg); border-color:var(--coral); }
.quick__ico{ width:46px; height:46px; flex:none; display:grid; place-items:center; border-radius:13px; background:var(--green-100); color:var(--navy); }
.quick__ico svg{ width:25px; height:25px; }
.quick__txt{ flex:1; font-size:.92rem; line-height:1.25; color:var(--muted); }
.quick__txt strong{ display:block; color:var(--ink); font-size:1rem; }
.quick__arrow{ font-size:1.6rem; color:var(--coral); font-weight:700; }

/* =========================================================
   TRUST BAND
   ========================================================= */
.trustband{ padding:14px 0 6px; }
.trustband__grid{ display:grid; grid-template-columns:1fr; gap:10px; }
.trustband__item{
  display:flex; align-items:center; gap:12px; justify-content:center;
  background:var(--green-100); color:var(--navy);
  border-radius:999px; padding:11px 18px; font-weight:600; font-size:.92rem;
}
.trustband__ico{ width:30px; height:30px; color:var(--green); flex:none; }
.trustband__ico svg{ width:30px; height:30px; }

/* =========================================================
   SECTION HEADINGS
   ========================================================= */
section{ padding:46px 0; }
.section-head{ text-align:center; margin-bottom:30px; }
.section-head h2{ font-size:clamp(1.6rem, 6vw, 2.2rem); }
.section-head .sep{ display:inline-block; width:64px; height:5px; border-radius:4px; background:var(--coral); margin-top:14px; }
.section-head--row{ display:flex; align-items:flex-end; justify-content:space-between; text-align:left; gap:16px; }
.section-head--row .sep{ display:block; }

/* =========================================================
   SIMULATEUR
   ========================================================= */
.sim{ background:var(--navy); color:#fff; }
.sim__inner{ display:grid; gap:28px; }
.sim__intro h2{ font-size:clamp(1.7rem,7vw,2.4rem); margin-bottom:14px; }
.sim__intro p{ color:#c7d3e4; }
.sim__points{ margin-top:22px; display:grid; gap:12px; }
.sim__points li{ display:flex; align-items:baseline; gap:12px; font-size:.98rem; color:#dbe4f1; }
.sim__points strong{ font-family:var(--ff-display); color:var(--green); font-size:1.3rem; min-width:50px; }

.sim__form{ background:var(--paper); color:var(--ink); border-radius:var(--radius-lg); padding:24px; box-shadow:var(--shadow-lg); }
.sim__form h3{ font-size:1.3rem; margin-bottom:18px; }
.field{ margin-bottom:16px; }
.field label{ display:block; font-size:.82rem; font-weight:600; color:var(--muted); margin-bottom:6px; }
.field input[type=text],.field input[type=tel],.field input[type=email],.select-wrap select{
  width:100%; padding:.85em 1em; border:1.5px solid var(--line); border-radius:12px;
  font:inherit; color:var(--ink); background:var(--paper); transition:border-color .15s, box-shadow .15s;
}
.field input:focus,.select-wrap select:focus{ outline:none; border-color:var(--coral); box-shadow:0 0 0 4px rgba(255,90,77,.14); }
.field-grid{ display:grid; grid-template-columns:1fr 1fr; gap:12px; }
.select-wrap{ position:relative; }
.select-wrap::after{ content:""; position:absolute; right:16px; top:50%; width:9px; height:9px; border-right:2px solid var(--muted); border-bottom:2px solid var(--muted); transform:translateY(-65%) rotate(45deg); pointer-events:none; }
.select-wrap select{ appearance:none; }

.range-row{ display:flex; align-items:center; gap:14px; }
input[type=range]{ -webkit-appearance:none; appearance:none; flex:1; height:6px; border-radius:999px; background:linear-gradient(90deg,var(--coral) 0%,var(--coral) 50%,var(--line) 50%); }
input[type=range]::-webkit-slider-thumb{ -webkit-appearance:none; width:24px; height:24px; border-radius:50%; background:#fff; border:5px solid var(--coral); box-shadow:var(--shadow); cursor:pointer; }
input[type=range]::-moz-range-thumb{ width:22px; height:22px; border-radius:50%; background:#fff; border:5px solid var(--coral); cursor:pointer; }
#montantOut{ font-family:var(--ff-display); font-weight:800; color:var(--navy); min-width:96px; text-align:right; font-size:1.05rem; }

.check{ display:flex; gap:10px; align-items:flex-start; font-size:.84rem; color:var(--muted); margin:6px 0 18px; }
.check input{ margin-top:3px; width:18px; height:18px; accent-color:var(--coral); flex:none; }
.sim__legal{ font-size:.72rem; color:var(--muted); margin-top:12px; text-align:center; }
.sim__success{ margin-top:14px; text-align:center; font-weight:700; color:var(--green); background:var(--green-100); border-radius:12px; padding:12px; }

/* =========================================================
   OUTILS
   ========================================================= */
.tools{ background:var(--paper); }
.tools__grid{ display:grid; grid-template-columns:1fr; gap:12px; }
.tool{
  display:flex; align-items:center; gap:14px;
  border:1.5px solid var(--line); border-radius:var(--radius); padding:16px 18px;
  font-weight:600; transition:border-color .15s, transform .15s, background .15s;
}
.tool:hover{ border-color:var(--navy); transform:translateX(4px); background:var(--cream); }
.tool__ico{ width:42px; height:42px; flex:none; display:grid; place-items:center; border-radius:11px; background:var(--navy); color:#fff; font-size:1.2rem; font-family:var(--ff-display); }

/* =========================================================
   WHY
   ========================================================= */
.why__grid{ display:grid; grid-template-columns:1fr; gap:16px; }
.why__card{
  position:relative; background:var(--paper); border-radius:var(--radius-lg);
  padding:26px 24px; box-shadow:var(--shadow); border:1px solid var(--line); overflow:hidden;
}
.why__card::before{ content:""; position:absolute; left:0; top:0; bottom:0; width:5px; background:var(--coral); }
.why__num{ font-family:var(--ff-display); font-weight:800; font-size:2.6rem; color:var(--green-100); position:absolute; right:18px; top:8px; }
.why__card h3{ font-size:1.2rem; margin-bottom:14px; max-width:14ch; }
.why__card ul{ display:grid; gap:9px; }
.why__card li{ position:relative; padding-left:24px; color:var(--muted); font-size:.95rem; }
.why__card li::before{ content:""; position:absolute; left:0; top:.45em; width:14px; height:8px; border-left:2.5px solid var(--green); border-bottom:2.5px solid var(--green); transform:rotate(-45deg); }

/* =========================================================
   OFFERS
   ========================================================= */
.offers{ background:var(--cream); }
.offers__grid{ display:grid; grid-template-columns:1fr; gap:16px; }
.offer{
  background:var(--paper); border-radius:var(--radius-lg); padding:24px;
  box-shadow:var(--shadow); border:1px solid var(--line);
  display:flex; flex-direction:column;
  transition:transform .18s ease, box-shadow .18s ease;
}
.offer:hover{ transform:translateY(-4px); box-shadow:var(--shadow-lg); }
.offer--feature{ background:linear-gradient(160deg,var(--navy),var(--navy-700)); color:#fff; border-color:transparent; }
.offer--feature .offer__links a{ color:#cdd8e8; }
.offer--feature p{ color:#c7d3e4; }
.offer__head{ margin-bottom:14px; }
.offer__tag{ font-family:var(--ff-display); font-weight:800; font-size:1.25rem; color:inherit; }
.offer p{ color:var(--muted); font-size:.95rem; margin-bottom:16px; }
.offer__links{ display:grid; gap:8px; margin-bottom:18px; }
.offer__links a{ font-size:.9rem; font-weight:600; color:var(--navy); display:inline-flex; align-items:center; gap:6px; }
.offer__links a::before{ content:"›"; color:var(--coral); font-weight:800; }
.offer__links a:hover{ color:var(--coral); }
.offer__cta{ margin-top:auto; font-weight:700; color:var(--coral); }
.offer--feature .offer__cta{ color:var(--gold); }
.offer__cta:hover{ text-decoration:underline; }
/* =========================================================
   OFFRES — image illustrative (remplace la liste de liens)
   À ajouter dans styles.css après les règles .offer__links
   ========================================================= */

.offer__img-wrap {
  display: block;
  margin: .75rem 0 1rem;
  border-radius: var(--radius-sm);
  overflow: hidden;
  flex: 1;                          /* occupe l'espace entre le texte et le CTA */
}

.offer__img {
  width: 100%;
  height: 160px;
  object-fit: cover;
  display: block;
  transition: transform .35s ease;
}

.offer__img-wrap:hover .offer__img {
  transform: scale(1.04);
}

/* Carte premium (feature) : image un peu plus haute */
.offer--feature .offer__img {
  height: 180px;
}

/* =========================================================
   STATS
   ========================================================= */
.stats{ background:var(--navy); color:#fff; }
.stats__grid{ display:grid; grid-template-columns:1fr 1fr; gap:24px 12px; text-align:center; }
.stat__num{ font-family:var(--ff-display); font-weight:800; font-size:clamp(2.4rem,11vw,3.2rem); color:var(--coral); }
.stat__suf{ font-family:var(--ff-display); font-weight:800; font-size:1.6rem; color:var(--green); }
.stat p{ color:#c7d3e4; font-size:.86rem; margin-top:2px; }

/* =========================================================
   FAQ
   ========================================================= */
.accordion{ display:grid; gap:12px; }
.acc{ background:var(--paper); border-radius:var(--radius); border:1px solid var(--line); overflow:hidden; }
.acc__btn{
  width:100%; text-align:left; display:flex; align-items:center; justify-content:space-between; gap:16px;
  padding:18px 20px; font-family:var(--ff-display); font-weight:700; font-size:1.02rem; color:var(--navy);
}
.acc__icon{ position:relative; width:20px; height:20px; flex:none; }
.acc__icon::before,.acc__icon::after{ content:""; position:absolute; background:var(--coral); border-radius:2px; transition:transform .3s; }
.acc__icon::before{ left:0; right:0; top:9px; height:2.5px; }
.acc__icon::after{ top:0; bottom:0; left:9px; width:2.5px; }
.acc.is-open .acc__icon::after{ transform:scaleY(0); }
.acc__panel{ max-height:0; overflow:hidden; transition:max-height .35s ease; }
.acc__panel p{ padding:0 20px 20px; color:var(--muted); font-size:.95rem; }

/* =========================================================
   PRESS
   ========================================================= */
.press{ background:var(--paper); text-align:center; }
.press__intro{ color:var(--muted); max-width:60ch; margin:0 auto 22px; }
.press__logos{ display:flex; flex-wrap:wrap; justify-content:center; align-items:center; gap:18px 30px; }
.press__logo{ height:26px; width:auto; object-fit:contain; opacity:.72; transition:opacity .2s; }
.press__logo:hover{ opacity:1; }
.press__logos span{ font-family:var(--ff-display); font-weight:700; font-size:1.1rem; color:var(--navy); opacity:.55; filter:grayscale(1); transition:opacity .2s; }
.press__logos span:hover{ opacity:1; }

/* =========================================================
   NEWS
   ========================================================= */
.news__nav{ display:flex; gap:8px; }
.news__btn{ width:42px; height:42px; border-radius:50%; background:var(--navy); color:#fff; font-size:1.3rem; display:grid; place-items:center; transition:background .15s, transform .15s; }
.news__btn:hover{ background:var(--coral); }
.news__btn:disabled{ opacity:.35; cursor:default; }
.news__track{ display:flex; gap:16px; overflow-x:auto; scroll-snap-type:x mandatory; padding-bottom:14px; -webkit-overflow-scrolling:touch; scrollbar-width:none; }
.news__track::-webkit-scrollbar{ display:none; }
.card-news{
  scroll-snap-align:start; flex:0 0 84%; max-width:340px;
  background:var(--paper); border-radius:var(--radius-lg); padding:22px;
  box-shadow:var(--shadow); border:1px solid var(--line); display:flex; flex-direction:column;
}
.card-news__cat{ align-self:flex-start; font-size:.72rem; font-weight:700; text-transform:uppercase; letter-spacing:.05em; color:#fff; background:var(--navy); padding:.35em .8em; border-radius:999px; }
.card-news__cat--rac{ background:var(--coral); }
.card-news__cat--immo{ background:var(--green); }
.card-news__cat--conso{ background:var(--gold); color:var(--navy); }
.card-news time{ display:block; color:var(--muted); font-size:.78rem; margin:14px 0 8px; }
.card-news h3{ font-size:1.08rem; line-height:1.25; margin-bottom:18px; }
.card-news__more{ margin-top:auto; font-weight:700; color:var(--coral); }

/* =========================================================
   CTA FINAL
   ========================================================= */
.cta-final{ background:linear-gradient(135deg,var(--coral),var(--coral-700)); color:#fff; }
.cta-final__inner{ text-align:center; }
.cta-final h2{ font-size:clamp(1.7rem,7vw,2.4rem); }
.cta-final p{ margin:12px 0 24px; font-size:1.05rem; opacity:.95; }
.cta-final__actions{ display:flex; flex-direction:column; gap:12px; align-items:center; }
.cta-final .btn--primary{ background:#fff; color:var(--coral-700); box-shadow:0 10px 24px -10px rgba(0,0,0,.4); }
.cta-final .btn--primary:hover{ background:var(--navy); color:#fff; }

/* =========================================================
   FOOTER
   ========================================================= */
.footer{ background:var(--navy); color:#c7d3e4; padding-top:46px; }
.footer__grid{ display:grid; grid-template-columns:1fr; gap:30px; }
.logo--footer .logo__text{ color:#fff; }
.footer__addr{ margin:16px 0; font-size:.9rem; }
.footer__social{ display:flex; gap:10px; }
.footer__social a{ width:38px; height:38px; border-radius:50%; display:grid; place-items:center; background:rgba(255,255,255,.08); font-weight:700; transition:background .15s; }
.footer__social a:hover{ background:var(--coral); color:#fff; }
.footer__col h4{ color:#fff; font-size:1rem; margin-bottom:14px; }
.footer__col a{ display:block; padding:5px 0; font-size:.9rem; color:#c7d3e4; transition:color .15s, padding .15s; }
.footer__col a:hover{ color:#fff; padding-left:5px; }
.footer__legal{ border-top:1px solid rgba(255,255,255,.1); margin-top:40px; padding:24px 0 90px; font-size:.76rem; color:#90a1ba; }
.footer__legal p{ margin-bottom:8px; max-width:90ch; }
.footer__legal strong{ color:#cdd8e8; }
.footer__copy{ opacity:.7; }

/* =========================================================
   FAB (mobile)
   ========================================================= */
.fab{
  position:fixed; right:16px; bottom:16px; z-index:50;
  background:var(--coral); color:#fff; font-weight:700;
  padding:.9em 1.4em; border-radius:999px; box-shadow:var(--shadow-lg);
  display:inline-flex; align-items:center; gap:8px;
  transform:translateY(120px); transition:transform .35s cubic-bezier(.2,.9,.3,1.2);
}
.fab.is-visible{ transform:translateY(0); }
.fab::before{ content:"⟶"; }

/* =========================================================
   REVEAL ANIMATION
   ========================================================= */
.reveal{ opacity:1; transform:none; }
.js .reveal{ opacity:0; transform:translateY(26px); transition:opacity .55s ease, transform .55s ease; }
.js .reveal.is-in{ opacity:1; transform:none; }

@media (prefers-reduced-motion:reduce){
  *{ animation:none !important; transition:none !important; scroll-behavior:auto; }
  .reveal{ opacity:1; transform:none; }
}

/* =========================================================
   BREAKPOINTS
   ========================================================= */

/* --- Mobile nav (default ≤ 900px) --- */
@media (max-width:900px){
  .burger{ display:flex; }
  .nav{
    position:fixed; top:0; right:0; bottom:0; width:min(82vw,340px);
    background:var(--navy-700); flex-direction:column; align-items:stretch;
    padding:calc(var(--header-h) + 20px) 22px 30px; gap:22px;
    transform:translateX(110%); transition:transform .32s cubic-bezier(.4,0,.2,1);
    z-index:58; overflow-y:auto; box-shadow:-20px 0 50px -20px rgba(0,0,0,.6);
  }
  .nav.is-open{ transform:translateX(0); }
  .nav__list{ flex-direction:column; gap:4px; }
  .nav__list a{ font-size:1.05rem; padding:.7em .6em; border-bottom:1px solid rgba(255,255,255,.07); border-radius:0; }
  .nav__cta{ flex-direction:column; align-items:stretch; gap:10px; margin-top:8px; }
  .nav__cta .btn{ width:100%; }
}

/* --- ≥ 600px --- */
@media (min-width:600px){
  .topbar__item:first-child{ display:inline-flex; }
  .topbar__inner{ justify-content:space-between; }
  .quick__grid{ grid-template-columns:1fr 1fr; }
  .trustband__grid{ grid-template-columns:repeat(3,1fr); }
  .tools__grid{ grid-template-columns:1fr 1fr; }
  .why__grid{ grid-template-columns:1fr 1fr; }
  .offers__grid{ grid-template-columns:1fr 1fr; }
  .stats__grid{ grid-template-columns:repeat(4,1fr); }
  .field-grid{ grid-template-columns:1fr 1fr; }
  .footer__grid{ grid-template-columns:1.4fr 1fr 1fr 1fr; }
  .cta-final__actions{ flex-direction:row; justify-content:center; }
  .card-news{ flex-basis:46%; }
}

/* --- ≥ 900px (desktop) --- */
@media (min-width:900px){
  :root{ --header-h:74px; }
  .hero{ padding:70px 0 90px; }
  .hero__inner{ grid-template-columns:1.15fr .85fr; align-items:center; gap:50px; }
  .barometer{ padding:28px; }
  .quick__grid{ grid-template-columns:repeat(5,1fr); }
  .quick__card{ flex-direction:column; align-items:flex-start; text-align:left; min-height:150px; }
  .quick__arrow{ align-self:flex-end; margin-top:auto; }
  .sim__inner{ grid-template-columns:1fr 1fr; align-items:center; gap:46px; }
  .tools__grid{ grid-template-columns:repeat(3,1fr); }
  .why__grid{ grid-template-columns:repeat(3,1fr); }
  .offers__grid{ grid-template-columns:repeat(3,1fr); }
  .card-news{ flex-basis:31%; }
  section{ padding:64px 0; }
  .fab{ display:none; }
}

/* --- ≥ 1100px --- */
@media (min-width:1100px){
  .hero h1{ font-size:3.8rem; }
}

/* =========================================================
   PRÉSENTATION VISUELLE DU SIMULATEUR (remplace le formulaire)
   ========================================================= */
.sim__showcase{
  position:relative; border-radius:var(--radius-lg); overflow:hidden;
  min-height:480px; box-shadow:var(--shadow-lg); isolation:isolate;
  display:flex; align-items:flex-end;
}
.showcase__photo,
.showcase__art{ position:absolute; inset:0; width:100%; height:100%; }
.showcase__art{ z-index:0; }
.showcase__photo{ z-index:1; object-fit:cover; object-position:50% 28%; }   /* la photo couvre l'illustration si présente */
.showcase__overlay{
  position:relative; z-index:2; width:100%; color:#fff;
  padding:30px 28px 28px;
  background:linear-gradient(to top, rgba(6,18,35,.94) 16%, rgba(6,18,35,.55) 52%, rgba(6,18,35,0) 100%);
}
.showcase__rating{
  display:inline-flex; align-items:center; gap:8px; margin-bottom:16px;
  font-size:.85rem; font-weight:600; color:#fff;
  background:rgba(255,255,255,.16); padding:.45em .9em; border-radius:999px;
  -webkit-backdrop-filter:blur(5px); backdrop-filter:blur(5px);
}
.showcase__rating .stars{ color:var(--gold); letter-spacing:1.5px; }
.showcase__overlay h3{
  font-family:var(--ff-display); font-weight:800; font-size:clamp(1.5rem,4vw,2rem);
  line-height:1.08; letter-spacing:-.02em; margin-bottom:10px;
}
.showcase__overlay h3 span{ color:var(--coral); }
.showcase__overlay p{ color:#dbe4f1; font-size:1rem; margin-bottom:20px; max-width:44ch; }
.showcase__actions{ display:flex; flex-wrap:wrap; gap:12px; }

@media (max-width:600px){
  .sim__showcase{ min-height:420px; }
  .showcase__actions .btn{ flex:1 1 auto; }
}
@media (min-width:900px){
  .sim__showcase{ min-height:540px; }
}

/* =========================================================
   PAGES INTERNES (crédits, simulation, demande, merci)
   Composants stylés aux couleurs du thème — classes utilisées
   par app/Views/credits/*, demande.php, simulation.php, merci.php
   ========================================================= */
:root{
  --c-text:#11233b;        /* = --ink */
  --c-muted:#5b6b80;       /* = --muted */
  --c-bg:#f6f4ee;          /* = --cream */
  --c-bg2:#eef1f7;         /* panneau clair */
  --nav-h:74px;
}

/* ---- Conteneurs & sections ---- */
.container{ width:100%; max-width:var(--wrap); margin-inline:auto; padding-inline:18px; }
.container-narrow{ max-width:820px; }
.section{ padding:54px 0; }
.text-center{ text-align:center; }
.lead{ font-size:1.12rem; color:var(--c-muted); max-width:60ch; margin:0 auto 1.5rem; }

/* ---- Hero de page ---- */
.page-hero{
  background:linear-gradient(160deg, var(--navy) 0%, var(--navy-700) 100%);
  color:#fff; padding:48px 0 56px;
}
.page-hero h1{ font-family:var(--ff-display); font-weight:800; font-size:clamp(1.8rem,4vw,2.6rem); letter-spacing:-.02em; }
.page-hero p{ color:#c7d3e4; margin-top:.5rem; max-width:62ch; }
.page-hero .breadcrumb a{ color:#c7d3e4; }
.page-hero .breadcrumb a:hover{ color:#fff; }

/* ---- Cartes ---- */
.card{
  background:var(--paper); color:var(--c-text);
  border:1px solid var(--line); border-radius:var(--radius);
  padding:1.5rem; box-shadow:var(--shadow);
}
.card-header{ margin-bottom:1rem; }
.card-title{ font-family:var(--ff-display); font-weight:700; font-size:1.25rem; margin-bottom:1rem; color:var(--c-text); }
.card-title small{ color:var(--c-muted); font-weight:500; font-size:.8rem; }

/* ---- Grille de cartes crédit ---- */
.cards-grid{ display:grid; grid-template-columns:repeat(auto-fill, minmax(300px,1fr)); gap:24px; }
.card-credit{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius); padding:1.25rem; box-shadow:var(--shadow); }
.card-credit h2{ font-family:var(--ff-display); }

/* méta crédit */
.credit-meta{ display:flex; gap:10px; justify-content:space-between; border-top:1px solid var(--line); padding-top:1rem; }
.meta-item{ display:flex; flex-direction:column; gap:2px; }
.meta-label{ font-size:.72rem; text-transform:uppercase; letter-spacing:.06em; color:var(--c-muted); }
.meta-val{ font-family:var(--ff-display); font-weight:700; font-size:1.02rem; color:var(--c-text); }

.detail-grid{ display:grid; grid-template-columns:repeat(auto-fit,minmax(170px,1fr)); gap:1.1rem; }
.detail-grid > div{ display:flex; flex-direction:column; gap:3px; }
.detail-grid span{ font-size:.78rem; color:var(--c-muted); }
.detail-grid strong{ font-family:var(--ff-display); }

.empty-state{ text-align:center; color:var(--c-muted); padding:3rem 1rem; background:var(--paper); border:1px dashed var(--line); border-radius:var(--radius); }

/* Badge pour rachat credit */
.badge-warning { background: #f59e0b; color: #1f2937; }
.badge-info { background: #3b82f6; color: white; }
.badge-success { background: #10b981; color: white; }
.badge-danger { background: #ef4444; color: white; }
.badge-secondary { background: #6b7280; color: white; }

/* Detail grid */
.detail-grid {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    gap: 16px;
}
.detail-item {
    padding: 8px 0;
    border-bottom: 1px solid var(--gb);
}
.detail-label {
    font-size: 0.7rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: var(--gm);
    margin-bottom: 4px;
}
.detail-value {
    font-weight: 500;
}

/* KPI pour rachat */
.kpi-rc { background: linear-gradient(135deg, #8b5cf6, #6366f1); }
/* ---- Boutons (variantes à tiret simple utilisées par ces pages) ---- */
.btn-primary{ background:var(--coral); color:#fff; box-shadow:0 8px 20px -8px rgba(255,90,77,.7); }
.btn-primary:hover{ background:var(--coral-700); }
.btn-ghost{ background:transparent; color:inherit; box-shadow:inset 0 0 0 2px currentColor; }
.btn-ghost:hover{ background:rgba(127,127,127,.10); }
.btn-sm{ padding:.55em .95em; font-size:.85rem; }
.btn-xs{ padding:.4em .75em; font-size:.78rem; }
.btn-lg{ padding:.95em 1.6em; font-size:1rem; }
.btn-full{ width:100%; }

/* ---- Tableaux ---- */
.table-responsive{ overflow-x:auto; }
.data-table{ width:100%; border-collapse:collapse; font-size:.92rem; }
.data-table th, .data-table td{ padding:.7rem .85rem; text-align:left; border-bottom:1px solid var(--line); }
.data-table th{ font-family:var(--ff-display); font-size:.78rem; text-transform:uppercase; letter-spacing:.05em; color:var(--c-muted); background:var(--c-bg2); }
.data-table tbody tr:hover{ background:var(--c-bg2); }

/* ---- Section CTA ---- */
.cta-section{ background:linear-gradient(160deg, var(--navy), var(--navy-700)); color:#fff; }
.cta-inner{ text-align:center; }
.cta-inner h2{ font-family:var(--ff-display); font-weight:800; font-size:clamp(1.5rem,3vw,2rem); margin-bottom:.6rem; }
.cta-inner p{ color:#c7d3e4; margin-bottom:1.5rem; }

/* ---- Formulaires ---- */
.form-fieldset{ border:1px solid var(--line); border-radius:var(--radius-sm); padding:1.25rem 1.25rem .5rem; margin-bottom:1.5rem; }
.form-fieldset legend{ font-family:var(--ff-display); font-weight:700; padding:0 .5rem; color:var(--c-text); }
.form-row{ display:grid; grid-template-columns:1fr 1fr; gap:1rem; }
.form-group{ margin-bottom:1.1rem; display:flex; flex-direction:column; gap:.4rem; }
.form-group label{ font-weight:600; font-size:.9rem; color:var(--c-text); }
.form-group input, .form-group select, .form-group textarea,
.input-unit input{
  width:100%; padding:.7rem .85rem; font:inherit; color:var(--c-text);
  background:var(--paper); border:1.5px solid var(--line); border-radius:10px;
  transition:border-color .15s, box-shadow .15s;
}
.form-group input:focus, .form-group select:focus, .form-group textarea:focus, .input-unit input:focus{
  outline:none; border-color:var(--coral); box-shadow:0 0 0 3px rgba(255,90,77,.15);
}
.input-unit{ position:relative; display:flex; align-items:center; }
.input-unit .unit{ position:absolute; right:.9rem; color:var(--c-muted); font-size:.85rem; pointer-events:none; }
.hint{ font-size:.8rem; color:var(--c-muted); }
.range-limits{ display:flex; justify-content:space-between; font-size:.75rem; color:var(--c-muted); margin-top:.3rem; }
.form-group input[type=range]{ padding:0; accent-color:var(--coral); }
.form-check{ display:flex; align-items:flex-start; gap:.6rem; margin:1rem 0 1.5rem; font-size:.9rem; color:var(--c-text); }
.form-check input{ margin-top:.2rem; accent-color:var(--coral); }

/* ---- Alertes ---- */
.alert{ border-radius:12px; padding:1rem 1.1rem; margin-bottom:1.25rem; font-size:.92rem; }
.alert-error{ background:#fdecea; border:1px solid #f5c2c0; color:#b3261e; }
.alert-error p{ margin:.2rem 0; }

/* ---- Indicateur taux (demande) ---- */
.taux-indicator{ background:var(--c-bg2); border:1px solid var(--line); border-radius:12px; padding:1rem 1.1rem; margin-top:.5rem; }
.ti-row{ display:flex; justify-content:space-between; font-size:.9rem; margin-bottom:.5rem; color:var(--c-text); }
.ti-bar{ position:relative; height:8px; background:var(--line); border-radius:6px; margin-top:.6rem; }
.ti-fill{ height:100%; border-radius:6px; background:var(--green); transition:width .25s, background .25s; }
.ti-limit{ position:absolute; left:33%; top:-2px; font-size:.65rem; color:var(--c-muted); transform:translateX(-50%); }

/* ---- Simulateur ---- */
.sim-layout{ display:grid; grid-template-columns:minmax(320px,400px) 1fr; gap:2rem; align-items:start; }
.sim-result-col .result-summary{ background:linear-gradient(160deg, var(--navy), var(--navy-700)); color:#fff; border-radius:var(--radius); padding:1.5rem; }
.result-main{ text-align:center; padding-bottom:1.25rem; border-bottom:1px solid rgba(255,255,255,.15); margin-bottom:1.25rem; }
.result-label{ display:block; color:#c7d3e4; font-size:.85rem; }
.result-amount{ display:block; font-family:var(--ff-display); font-weight:800; font-size:2.4rem; color:var(--coral); line-height:1.1; }
.result-detail{ display:block; color:#c7d3e4; font-size:.8rem; margin-top:.3rem; }
.result-grid{ display:grid; grid-template-columns:1fr 1fr; gap:.85rem; }
.result-item{ display:flex; flex-direction:column; gap:2px; background:rgba(255,255,255,.06); border-radius:10px; padding:.7rem .8rem; }
.result-item span{ color:#c7d3e4; font-size:.78rem; }
.result-item strong{ font-family:var(--ff-display); }
.result-actions{ margin-top:1.25rem; }
.result-actions .btn{ width:100%; }
.sim-placeholder{ text-align:center; color:var(--c-muted); background:var(--paper); border:1px dashed var(--line); border-radius:var(--radius); padding:3rem 1.5rem; }
.placeholder-icon{ font-size:2.5rem; margin-bottom:.5rem; }

/* ---- Merci ---- */
.success-icon{ width:84px; height:84px; margin:0 auto 1.5rem; border-radius:50%; background:var(--green-100); color:var(--green); display:grid; place-items:center; font-size:2.6rem; font-weight:700; }
.merci-actions{ display:flex; gap:1rem; justify-content:center; flex-wrap:wrap; margin-top:1.5rem; }

/* ---- Responsive ---- */
@media (max-width:860px){
  .sim-layout{ grid-template-columns:1fr; }
  .form-row{ grid-template-columns:1fr; }
  .credit-meta{ flex-wrap:wrap; }
}


/* =========================================================
   PAGES ASSURANCES (index / show / souscrire)
   ========================================================= */
:root{
  --c-primary:#ff5a4d;     /* action principale = corail */
  --c-accent:#ff5a4d;      /* accent = corail */
  --c-border:#e4e1d8;      /* = --line */
  --c-bg3:#f3f1ea;         /* 3e fond clair */
}

/* Variantes de boutons supplémentaires utilisées par assurances/index */
.btn-outline{ background:var(--paper); color:var(--coral); box-shadow:inset 0 0 0 1.5px var(--coral); }
.btn-outline:hover{ background:#fff5f3; }
.btn-white{ background:#fff; color:var(--navy); }
.btn-white:hover{ background:var(--cream); }
.btn-outline-white{ background:rgba(255,255,255,.12); color:#fff; box-shadow:inset 0 0 0 1.5px rgba(255,255,255,.4); }
.btn-outline-white:hover{ background:rgba(255,255,255,.22); }

/* ---- Hero assurances ---- */
.as-hero{ background:linear-gradient(160deg, var(--navy) 0%, var(--navy-700) 100%); padding:48px 0 60px; position:relative; overflow:hidden; }
.as-hero::before{ content:''; position:absolute; width:500px; height:500px; border-radius:50%; background:rgba(255,255,255,.04); top:-160px; right:-80px; pointer-events:none; }
.as-hero h1{ font-family:var(--ff-display); font-size:clamp(1.8rem,4vw,2.4rem); font-weight:800; color:#fff; margin-bottom:10px; }
.as-hero p{ color:#c7d3e4; font-size:1.05rem; max-width:600px; }

/* ---- Corps ---- */
.as-body{ padding:54px 0 70px; background:var(--cream); }

/* ---- Cartes assurance ---- */
.as-grid{ display:flex; flex-direction:column; gap:24px; margin-bottom:40px; }
.as-card{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius); box-shadow:var(--shadow); overflow:hidden; display:grid; grid-template-columns:190px 1fr; min-height:180px; }
@media(max-width:640px){ .as-card{ grid-template-columns:1fr; } }
.as-card-col{ display:flex; flex-direction:column; align-items:center; justify-content:center; gap:12px; padding:28px 18px; }
.as-card-col .as-icon{ font-size:2.4rem; color:rgba(255,255,255,.92); }
.as-card-col .as-rate{ font-family:var(--ff-display); font-size:2rem; font-weight:800; color:#fff; line-height:1; }
.as-card-col .as-rate-label{ font-size:.7rem; font-weight:600; text-transform:uppercase; letter-spacing:.06em; color:rgba(255,255,255,.7); text-align:center; }
.as-card-body{ padding:24px 28px; display:flex; flex-direction:column; gap:10px; border-left:1px solid var(--line); }
.as-card-nom{ font-family:var(--ff-display); font-size:1.18rem; font-weight:700; color:var(--ink); }
.as-card-excerpt{ font-size:.88rem; color:var(--muted); line-height:1.6; display:-webkit-box; -webkit-line-clamp:3; -webkit-box-orient:vertical; overflow:hidden; flex:1; }
.as-card-footer{ display:flex; align-items:center; justify-content:space-between; flex-wrap:wrap; gap:10px; padding-top:12px; border-top:1px solid var(--line); margin-top:auto; }
.as-card-footer .prime-hint{ font-size:.78rem; color:var(--muted); }
.as-card-footer .prime-hint strong{ color:var(--ink); }
.as-calc{ display:flex; align-items:center; gap:10px; flex-wrap:wrap; }
.as-calc input{ padding:7px 12px; border:1.5px solid var(--line); border-radius:8px; font:inherit; font-size:.84rem; width:170px; transition:border-color .15s, box-shadow .15s; }
.as-calc input:focus{ outline:none; border-color:var(--coral); box-shadow:0 0 0 3px rgba(255,90,77,.15); }
.as-calc .calc-result{ font-weight:700; min-width:110px; white-space:nowrap; }

/* ---- Tableau comparatif ---- */
.as-compare{ background:var(--paper); border:1px solid var(--line); border-radius:var(--radius); box-shadow:var(--shadow); overflow:hidden; margin-bottom:40px; }
.as-compare-head{ padding:18px 24px; border-bottom:1px solid var(--line); display:flex; align-items:center; gap:8px; }
.as-compare-head h2{ font-family:var(--ff-display); font-size:1.05rem; font-weight:700; color:var(--ink); }
.as-compare-head i{ color:var(--coral); }
.as-table{ width:100%; border-collapse:collapse; font-size:.88rem; }
.as-table th{ background:var(--c-bg2); color:var(--muted); font-size:.7rem; font-weight:700; text-transform:uppercase; letter-spacing:.06em; padding:11px 16px; text-align:left; border-bottom:2px solid var(--line); }
.as-table td{ padding:12px 16px; border-bottom:1px solid var(--line); color:var(--ink); }
.as-table tr:last-child td{ border-bottom:none; }
.as-table tr:hover td{ background:var(--c-bg2); }

/* ---- CTA ---- */
.as-cta{ background:linear-gradient(160deg, var(--navy), var(--navy-700)); border-radius:var(--radius); padding:48px 40px; text-align:center; color:#fff; }
.as-cta h2{ font-family:var(--ff-display); font-size:1.6rem; font-weight:800; margin-bottom:10px; }
.as-cta p{ color:#c7d3e4; margin-bottom:28px; }
.as-cta-btns{ display:flex; gap:12px; justify-content:center; flex-wrap:wrap; }

/* ---- Pastilles de catégorie (colonne icône) ---- */
.ai-deces  { background:linear-gradient(135deg,#7f1d1d,#dc2626); }
.ai-emploi { background:linear-gradient(135deg,#78350f,#d97706); }
.ai-invalid{ background:linear-gradient(135deg,#1e3a5f,#2563eb); }
.ai-vehic  { background:linear-gradient(135deg,#14532d,#16a34a); }
.ai-default{ background:linear-gradient(135deg, var(--navy), var(--coral)); }

/* Favicon affiché dans le header (à la place du carré dégradé) */
.logo__mark-img{ width:36px; height:36px; border-radius:9px; object-fit:cover; display:block; flex:0 0 auto; }

/* =========================================================
   HERO SLIDER — diapositives photo
   ========================================================= */
.slide--photo{ position:relative; overflow:hidden; display:flex; align-items:center; min-height:540px; padding:56px 0; }
.hero__bg--photo{ opacity:1; background-size:cover; background-repeat:no-repeat; }
.hero__bg--photo::after{
  content:""; position:absolute; inset:0;
  background:
    linear-gradient(90deg, rgba(7,18,35,.95) 0%, rgba(7,18,35,.80) 36%, rgba(7,18,35,.36) 70%, rgba(7,18,35,.08) 100%),
    linear-gradient(0deg, rgba(7,18,35,.45), transparent 52%);
}
.slide--photo .hero__inner{ grid-template-columns:minmax(0,640px); }
.slide--photo .hero__copy{ text-shadow:0 1px 18px rgba(0,0,0,.30); }
@media (max-width:760px){
  .slide--photo{ min-height:470px; }
  .hero__bg--photo::after{ background:linear-gradient(180deg, rgba(7,18,35,.50), rgba(7,18,35,.90)); }
}

/* =========================================================
   SÉLECTEUR DE LANGUE (header)
   ========================================================= */
.lang-switch{ display:inline-flex; align-items:center; gap:8px; margin-left:6px; }
.lang-switch__opt{ color:#fff; opacity:.6; text-decoration:none; font-weight:700;
                   font-size:.82rem; letter-spacing:.04em; padding:6px 2px; transition:opacity .2s; }
.lang-switch__opt:hover{ opacity:.9; }
.lang-switch__opt.is-active{ opacity:1; text-decoration:underline; text-underline-offset:4px;
                             text-decoration-thickness:2px; text-decoration-color:var(--coral); }
.lang-switch__sep{ color:#fff; opacity:.35; }